Credit card fraud is a growing problem for online merchants who are liable for fraudulent transactions as well as associated chargeback fees.

Metacharge FraudGuard makes transactions more secure by calculating a fraud score against each card payment, helping identify and prevent fraud.

FraudGuard works by combining accurate geolocation metrics (identifying the geographic location of the consumer and their card issuer) with additional checks for known fraud risks.

FraudGuard supports Verified by Visa and MasterCard SecureCode (known collectively as 3D Secure), the payment industry’s internet authentication standard. Originally developed by Visa, 3D Secure authenticates cardholders by password during a purchase transaction, resulting in substantially reduced fraud and chargebacks.